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Voluntary Benefits

Money Purchase Pension Scheme

All Bank and Casual employees are eligible to join the scheme with the Association matching employee contributions to a maximum of 5%

Childcare Vouchers

We have introduced, in conjunction with Busy Bees, a more flexible way to meet childcare costs. Part of your salary can be given up or "sacrificed" in exchange for Childcare Vouchers. Within limits, these vouchers are non-taxable & exempt from NI contributions. Please call 08000 430850 for further information

Income Protection / Insurance Plans

Employees are eligible to benefit from discounted rates, for Combined Benefits Services Voluntary Benefit programme offering:

  • Income Protection
  • Hospitalisation Cover
  • Life Cover
  • Critical Illness Cover
  • Personal Injury Plan

HSA Health Care Plan

The HSA Plan pays benefits in cash to help financially with the cost of family healthcare, even if your hospital treatment is free on the NHS. HSA pay cash for Dental, Optical and Maternity care benefits. They also pay cover for appointments with a specialist physician, physiotherapist, and chiropodist, for hospital care benefits and extra care benefits such as a convalescent home

Private Medical Insurance 

Group HealthNow offer the option to buy at preferential rates, private medical health insurance, which will pay the full private costs for:

  • Initial private specialist consultants and associated tests, giving rapid diagnosis of a medical condition
  • 125 common surgical and investigative procedures for which there are long NHS waiting lists 

Discounts on Products & Services

In addition employees will be eligible to receive a CBS Benefits Plus booklet offering discounted rates on:

  • Holidays
  • Eye Care
  • Dental Care
  • Electrical Goods 
  • Home Assistance
  • Motor Repairs
  • Mortgages and Personal Finance 

NB. HPCHA CANNOT BE HELD LIABLE FOR ADVICE RECEIVED OR THE ONGOING VIABILITY OF ANY VOLUNTARY BENEFIT PLAN. BEFORE ENTERING INTO ANY CONTRACT, YOU SHOULD CHECK KEY INFORMATION AGAINST LITERATURE SUPPLIED BY THE BENEFIT PROVIDER